Calculator hub
Small Business Finance Calculators
Search by task, category, or business type. Start with pricing, then move into cash flow, taxes, hiring, loans, or invoice-related planning.
Margin, markup, selling price, product costs.
Break-even, ROI, payback, cash runway.
Taxes, loans, fees, invoices, and hiring costs.
Showing 60 of 60 tools
Profit Margin Calculator
Calculate profit, margin percentage, and pricing health from cost and revenue.
Gross Margin Calculator
Calculate gross profit and gross margin from revenue and COGS.
Markup Calculator
Calculate selling price, markup, profit, and margin from cost.
Break Even Calculator
Find how many units or sales dollars you need to cover costs.
Freelance Rate Calculator
Calculate your freelance hourly rate from income goals and billable hours.
Day Rate Calculator
Convert your hourly rate to a day rate and estimate annual revenue.
Project Rate Calculator
Price a freelance project from estimated hours, rate, and risk buffer.
Cash Flow Forecast Calculator
Project your ending cash balance and see if you run out of cash.
ROI Calculator
Calculate ROI percentage and annualized return on any investment.
Loan Repayment Calculator
Calculate monthly payment, total interest, and total cost of a loan.
Business Loan Calculator
Calculate monthly payment, total interest, and total cost for business loans.
Working Capital Calculator
Calculate working capital and working capital ratio from assets and liabilities.
Runway Calculator
See how many months your cash will last at your current burn rate.
Restaurant Profit Margin Calculator
Calculate profit margin and markup on menu items for your restaurant.
Consulting Hourly Rate Calculator
Calculate your consulting rate with scope adjustment for different project types.
Ecommerce Profit Margin Calculator
Calculate profit margin including product cost, shipping, and marketplace fees.
Selling Price Calculator
Calculate selling price from cost and target profit margin.
Product Pricing Calculator
Calculate suggested selling price that covers cost, shipping, fees, and profit.
Service Pricing Calculator
Price a service project from your hourly rate, estimated time, and expenses.
Target Profit Calculator
Calculate required revenue to reach your target profit after tax.
Discount Margin Calculator
See how discounts affect your profit margin and break-even volume.
Etsy Profit Calculator
Calculate net profit and real margin after Etsy fees.
Shopify Profit Calculator
Calculate net profit and annualized profit after Shopify fees and subscription.
COGS Calculator — Cost of Goods Sold
Calculate COGS and per-unit cost from materials, labor, and overhead expenses.
Employee Cost Calculator — True Cost of Hiring
Calculate total employment cost including salary, taxes, benefits, and overhead.
Business Valuation Calculator — Estimate Your Business Worth
Estimate your business value using revenue and profit multiples based on industry benchmarks.
Retainer Pricing Calculator — Monthly Retainer Fee
Set a fair monthly retainer fee based on committed hours, scope, and client relationship.
Payback Period Calculator — Break-Even Time
Calculate how many months or years to recover an initial investment from net returns.
Inventory Turnover Calculator
Calculate how many times you sell through your inventory each year and average days to sell.
Customer Lifetime Value Calculator — LTV
Calculate how much a typical customer is worth over their entire relationship with your business.
1099 Tax Calculator — Self-Employment Tax Estimator
Estimate self-employment tax, quarterly payments, and take-home pay as a 1099 contractor.
Customer Acquisition Cost (CAC) Calculator — CAC & LTV:CAC Ratio
Calculate CAC, LTV, and LTV:CAC ratio to measure how efficiently you acquire and retain customers.
Churn Rate Calculator
Measure your SaaS churn rate and revenue impact with built-in formula and industry benchmarks.
ARR Calculator
Project your annual run rate from MRR, with growth simulation and churn adjustment.
Depreciation Calculator
Compare annual depreciation across straight-line, double declining balance, and sum-of-years methods.
Double Declining Balance Depreciation Calculator
Calculate DDB depreciation, rate, first-year deduction, and ending book value.
Depreciation Rate Calculator
Find annual depreciation rate and expense from cost, salvage value, and useful life.
Credit Card Processing Fee Calculator
Calculate credit card processing fees and net revenue from transactions.
Late Payment Fee Calculator
Calculate late payment fees on overdue invoices using flat fee or percentage methods.
Sales Commission Calculator
Calculate sales commissions based on rate and tier structure.
W-2 vs 1099 Cost Calculator
Compare total compensation: W-2 salary + benefits vs 1099 contractor pay after taxes.
Quarterly Estimated Tax Calculator
Estimate your quarterly tax payments as a freelancer or self-employed individual.
Buy vs. Lease Equipment Calculator
Compare 5-year cost: buying with a loan vs leasing — including tax savings from depreciation and deductions.
Pricing Strategy Calculator — Compare 3 Models
Compare 3 pricing models — Cost-Plus, Competitive, and Value-Based — to find your optimal selling price.
Side Hustle to Full-Time Calculator
Find your freedom date: calculate savings runway, income crossover point, and when you can quit your job.
Annual Business Budget Calculator
Plan monthly revenue, costs, and profit for a full year with industry-specific default expense ratios.
Freelance Tax Deduction Calculator — Maximize Your 1099 Write-Offs
Estimate home office, equipment, travel, health insurance, and retirement deductions. See tax savings with side-by-side comparison.
Business Expense Ratio Calculator
Compare your expense ratios against industry benchmarks to see if your costs are healthy.
Labor Burden Calculator
Find the fully-loaded hourly cost of an employee beyond base pay — taxes, insurance, benefits included.
Net to Gross Calculator
Work backward from your target take-home pay to the gross income you need to earn.
No Tax on Overtime Calculator
Estimate your OBBBA overtime deduction, the cap, MAGI phase-out, and the FICA you still owe.
No Tax on Tips Calculator
Estimate your OBBBA tips deduction, the $25,000 cap, MAGI phase-out, and the FICA you still owe.
1099-K Threshold Checker
Find out if you'll receive a 1099-K under the 2025 federal $20,000 + 200-transaction threshold.
QBI Deduction Calculator
Estimate your 20% QBI (Section 199A) deduction, the taxable-income limit, and SSTB phase-out.
Tiered Commission Calculator
Calculate tiered sales commissions with three progressive rate bands and base salary draw.
Conversion Rate Calculator
Calculate conversion rate from visitors and conversions with scenario benchmarks.
ROAS Calculator
Calculate revenue earned per dollar of ad spend.
CPC Calculator
Calculate your average cost per click from ad spend and total clicks.
CPM Calculator
Calculate your cost per thousand ad impressions.
AOV Calculator
Calculate the average value of each customer order.