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Free small business calculator

Business Valuation Calculator — Estimate Your Business Worth

Estimate your small business value using revenue multiples and profit multiples. Free business valuation calculator with industry benchmarks and methodology.

By the HustleFin Editorial TeamUpdated 2026-06-13Editorial policy
Inputs

Enter the minimum numbers needed to get a result.

Results

Updated live as you type.

Value by revenue multiple$500,000
Value by profit (SDE) multiple$300,000
Blended estimate (average)$400,000
Last updated
2026-06-13
Method
Planning estimate
Scope
Single item / single scope

Planning estimate only. It does not include taxes, overhead allocation, depreciation, discounts, or other business-specific adjustments.

Benchmark context
Quick answer

Business valuation is the process of determining the economic value of a business, commonly estimated using revenue multiples or earnings multiples based on industry benchmarks.

Formula and example

Revenue Value = Annual Revenue × Revenue Multiple; Profit Value = Annual Profit × Profit Multiple; Blended = (Revenue Value + Profit Value) ÷ 2

For $500K revenue with a 1.0x multiple and $120K profit with a 2.5x multiple: Revenue Value = $500K, Profit Value = $300K, Blended Estimate = $400K.

Methodology & assumptions

Last updated: 2026-06-13

Calculation method

Uses two common small business valuation methods: revenue multiple (industry standard multiples range from 0.5x-3.0x depending on sector) and SDE/profit multiple (typically 2.0x-5.0x). The blended estimate provides a reasonable range. Industry multiples vary significantly by sector, growth rate, and market conditions. Data sources include BizBuySell, Pepperdine Private Capital Markets Report, and industry M&A databases.

Data sources

Uses the numbers you enter and standard small-business finance formulas. Benchmark comparisons use HustleFin industry benchmark pages where available.

Limitations

This is a rough estimate, not a professional business appraisal. Does not account for growth rate, market position, intellectual property, customer concentration, or goodwill. Always consult a qualified business appraiser or M&A advisor for an accurate valuation.

Input definitions

  • Annual revenue: Total annual revenue for the most recent fiscal year.
  • Annual net profit (SDE/EBITDA): Sellers Discretionary Earnings or EBITDA.
  • Revenue multiple: Industry-specific multiple applied to revenue (typically 0.5-3.0 for small businesses).
  • Profit/SDE multiple: Industry-specific multiple applied to profit (typically 2.0-5.0 for small businesses).

Frequently asked questions

How is a small business valued?+

Small businesses are commonly valued using a multiple of revenue or earnings (SDE/EBITDA). The multiple varies by industry — for example, restaurants typically sell for 2-3x SDE, while online businesses sell for 2-4x SDE.

What is a good revenue multiple for my industry?+

Revenue multiples vary widely: service businesses (0.5x-1.5x), manufacturing (0.5x-1.0x), retail (0.3x-0.8x), and SaaS (3x-10x+). Our default 1.0x revenue multiple is conservative for most main street businesses.

What is SDE (Seller's Discretionary Earnings)?+

SDE is the total financial benefit a sole owner receives from a business, including net profit + owner's salary + discretionary expenses. It's the most common metric for valuing main street businesses under $5M in revenue.

Is this calculator a formal business appraisal?+

No. This calculator provides a rough estimate for initial planning only. For actual buying, selling, or financing decisions, engage a certified business appraiser (CBA) or M&A advisor who can perform a thorough analysis.

Related guides

Go deeper with in-depth guides on the concepts behind this calculator.

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